Managing your credit card debt is critical this time of year. Trying to decide which cards to keep open, which ones to close or whether to make a fresh start with a new card all together can be a bit overwhelming.
The key is to stay ahead of the game and make both a short- and long-term plan for managing your credit card balances. APR, interest rates and annual fees are each important, but so is customer service and fraud protection.
Find out how each of these plays into your financial goals. You’ll be glad you tackled the challenge.
– Tammy O’Shea, Fidelity Bank