Home Business March is National Credit Education Month

March is National Credit Education Month


A credit score relates to how likely you are to repay debt. Credit bureaus use scoring models that create a score ranging from 300-850.

The score is based on how often you make payments on time and how many accounts you have in good standing. Personal information like race, gender, religion, marital status or national origin will never factor into this number.

Your score affects your credit rating and ability to purchase a home or vehicle. Fidelity’s Chief Compliance Officer Charles LeFevre recently appeared on WLAE’s “Affordable Housing Matters” to discuss tips for borrowers beginning the home-buying process.

Tammy O’Shea, Fidelity Bank

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